Premium Reconciliation Program

About the Program

The mission of the Service Office is to facilitate compliance. In keeping with our mission, the Premium Reconciliation program was created to help ensure that all taxes and revenues have been submitted in accordance with Florida Statute. The program compares data submitted by surplus lines agents and independently procured coverage (IPC) filers with the data being submitted by surplus lines insurers. Since 2001, the program has discovered over half a billion dollars in unreported premium resulting in millions of dollars in taxes, fees, assessments, and penalties.

Quarterly premium reconciliation activity is available below.

2022 Premium Reconciliation Reports
2021 Premium Reconciliation Reports
2020 Premium Reconciliation Reports
2019 Premium Reconciliation Reports
2018 Premium Reconciliation Reports
2017 Premium Reconciliation Reports
2016 Premium Reconciliation Reports

Premium Comparison Process

As Florida eligible surplus lines insurers submit policy information to FSLSO, the information is automatically matched through our database with its correlating policy information submitted by Florida surplus line agents or IPC filers regarding the same policy. Information is linked based on a number of factors including policy number, premium amount, insurer name and effective date. This reconciliation helps uncover variances in reported information and/or verify that all taxes, service fees and assessments have been paid correctly.